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Credit Health Assessment

We provide practical, lawful, and compassionate support to help you regain control of your credit health. Our services are designed to address every stage of your credit health  journey — from immediate debt relief to long-term stability and credit health recovery.

Debt Mediation & Relief

We negotiate directly with your creditors to reduce monthly instalments, stop or prevent legal action, and create realistic repayment or settlement plans that protect your assets and peace of mind.

Debt Counselling & Budget Planning

A structured approach under the National Credit Act to help you repay debt responsibly and rebuild your financial future.

Credit Dispute Resolution

We challenge unfair listings, incorrect data, and reckless lending to restore your creditworthiness.

Credit Report Repairs

We help remove outdated or inaccurate information from your credit report to improve your affordability score.

Financial Health Assessments

Comprehensive evaluations of your income, expenses, and obligations to guide you toward financial wellness.

Employer Financial Wellness Workshops

Tailored programmes to help HR teams support employees facing financial distress.

 Handshake
Handshake

Debt Mediation & Relief

Where a Section 129 notice has been issued, or where a dispute exists between you and your creditors, Ithuseng intervenes to negotiate the suspension or prevention of legal action. As a registered Alternative Dispute Resolution Agent, we are empowered to resolve credit disputes and structure realistic arrear repayment or settlement plans that bring accounts up to date — protecting your assets, your rights, and your peace of mind.

Working with Financial Documents

Debt Counselling & Budget Planning

Our registered debt counsellors assess your full financial situation and develop an affordable repayment plan approved by the NCR. Alongside this, we guide you in practical budgeting methods to ensure your monthly commitments remain sustainable.

Credit Card

Credit Dispute Resolution

Through a transparent, step-by-step process, we identify errors or violations on your credit profile and liaise with credit bureaus and lenders to correct them. This service protects your consumer rights and helps you regain access to fair credit opportunities.

Cashless Payment

Credit Report Repairs

Our experts audit your credit report, verify listings, and submit formal disputes where necessary. By ensuring your profile reflects accurate, current information, we help improve your credit standing and unlock better financial prospects.

Glasses

Financial Health Assessments

Our team conducts a full financial review and provides a detailed report highlighting risk areas, spending patterns, and tailored strategies for improvement. This gives you a clear roadmap toward long-term stability and better money management.

Giving a Presentation
Giving a Presentation

Employer Financial Wellness Workshops

We partner with organisations to deliver practical workshops and one-on-one sessions focused on debt education, responsible credit use, and financial resilience. These programmes boost employee productivity and wellbeing while reducing financial-related stress in the workplace.

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