For Individuals



Our highly qualified and experienced team of debt counselling, mediation and training experts are there to assist you to assess your financial situation and with your consent tailor a suitable solution. If you are struggling to repay your debts, we can assist you with explaining the various legal and alternative debt management solutions, with the aim of identifying one that suits your particular situation.

Not only do we provide help where needed, we also provide self-help tools for consumers to use when assessing their financial situation so that where possible and through proper budgeting and lifestyle changes, they can rehabilitate themselves.

We provide independent solutions that are aimed at assisting you to become debt free or manage your debt properly. We also offer consumers general advice on all credit related matters, which includes referrals to appropriate assistance channels where the ICS does not have jurisdiction.

ICS aims to empower consumers with information and advice on managing credit and over indebtedness  through the National Responsible Credit Helpline, as well as provide effective debt relief solutions to consumers who are experiencing financial hardship, are behind with their repayments, are under threat of legal action or who have debt related disputes with their credit providers.


Interested in this service?

Employers can contact us on to discuss your specific needs.